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Posts Tagged ‘Insurance Life’

What is the truth about cash value life insurance?

March 8th, 2010 Tim No comments
Cash Value Insurance
Jay R asked:

I have read from many different sources that term insurance is the best way to go, and just invest in mutual funds. But, I personally know a few people who own cash value policies. They have something called “equity indexed” life insurance (not variable life insurance) and seem to be pretty happy with it. Does anyone know anything about or have any experience with this kind of insurance? I’m considering going with something like that because I was told it’s basically term insurance with a savings component where you earn interest based on the upward movement of the S&P 500, but you’re not actually investing in the market so there’s supposed to be no downside risk.

Anyone? Thanks.

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what is the best life insurance to get? whole or term? what’s the difference? what’s “cash value”?

July 19th, 2009 Tim No comments
Cash Value Insurance
dazed and confused asked:


I have a 4 yr old son and i want to get life insurance. what is the best life insurance co. and what kind – term or whole? i keep hearing whole life insurance will build cash value. does this mean i can get cash out of it when i decide to cancel the life insurance?

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What company offers the best medical insurance for the lowest prices?

February 4th, 2009 Tim 1 comment
top life insurance companies
The New “Dolemite” asked:


I got layed off the first of October and now I’m needing medical insurance and life insurance. My Blue Cross Blue Shield medical insurance NOW will cost $900/ month since I’m no longer employed with the company I was working for and I was paying under $60.00/ month for the 4 years I worked for the company. Big difference isn’t it? Any suggestions? See, I’m on three different pills relating to my high blood pressure. I don’t need to run out or miss a dose for more than one day since I start feeling a headache from helll even after I take the pills. I have to stay on top of them; so, I need some insurance QUICK. Tell me your monthly rate along with the insurance company’s name, if you don’t mind. Thanks.

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