Will baby’s last name have an effect on the insurance?
A few days ago, I had a baby. The father of my newborn hasn’t had a job for the past few months and has fallen on hard times. When word got round that I was pregnant and he wanted to stay involved in the child’s life, his family agreed to help him go back to school, and find a job.
Now, being 21 and a full time student myself, I am lucky enough to fall under my parent’s insurance, and supposedly so does the baby. My family is advising me that he shouldn’t sign the birth certificate because to do so would mean that the insurance company would deny the claims and declare that the baby’s father should pay for it (which, being that he has no job at the time, would not be possible), and on top of that, he would have to be paying child support, and with no income means that he would go to jail.
My question is, exactly how much of what they are saying is true? To a certain extent, it makes sense to me, but at the same time, I don’t want to deny our child his father.
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